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| Art Unit: | 3696 — Data processing: financial, business practice, management, or cost/price determination |
|---|---|
| Group: | 3690 — Business Methods - Finance/Banking/ Insurance and Business Cryptography |
| Classes: |
705 — Data processing: financial, business practice, management, or cost/price determination 380 — Cryptography 726 — Information security 455 — Telecommunications 704 — Data processing: speech signal processing, linguistics, language translation, and audio compression/decompression 700 — Data processing: generic control systems or specific applications |
| Phone: | (313) 446-4902 |
| Email: | amit.patel@uspto.gov |
| Location: | MI 48207 |
| Title: | Patent Examiner(Computer Engr) |
| Service: | 8 years |
| Grade: | GS-13 |
| 3-Year Grant rate: | 49% over 164 cases |
|---|---|
| Difficulty: | Very Hard |
| Difficulty Percentile: | 81st
|
With Examiner Patel, you have a 49% chance of getting an issued patent by 3 years after the first office action. Examiner Patel is a very hard examiner and in the 81st percentile across all examiners (with 100th percentile most difficult).
Below is the grant rate timeline for Examiner Patel, where the timeline is relative to the date of the first office action. The three-year grant rate is the percentage of applications granted at three years after the first office action.
Examiner Patel's grant rate is lower than that of Art Unit 3696 and lower than that of the USPTO.
| Average Office Actions Per Grant | |
|---|---|
| Examiner Patel | 1.8 |
| Art Unit 3696 | 1.8 |
Examiner Patel has granted 21 of 63 cases without any applicant-requested interviews for a grant rate of 33%.
Examiner Patel has granted 60 of 101 cases with at least one applicant-requested interview for a grant rate of 59%.
With Examiner Patel, conducting an interview increases your chance of getting a patent granted by 79%.
| Number | Title | OA Rejections | Status | IFW |
|---|---|---|---|---|
| 19250606 | Self-Contained Biometric Device, System, And Method For Secure Digital Transactions, Identity Verification, And Multi-Currency Asset Management | Rejection information available with a Premium Stats subscription. See our pricing. | Patented | View |
| 18762520 | Digital Banker Application System | Patented | View | |
| 18238734 | System And Method For Transaction Account Based Micro-Payments | Abandoned | View | |
| 19209423 | Dynamic Transaction Card Protected By Multi-Factor Authentication | Patented | View | |
| 18125406 | System And Method For Implementing A Key-Code Based Money Transfer | Patented | View | |
| 18380470 | Electronic Devices And Corresponding Methods For Executing Unsafe Conditions Operations Causing Applications To Operate In Abnormal Modes Of Operation | Abandoned | View | |
| 18885151 | Pre-Matching Orders At Wire Rate In A Central Limit Order Book | Patented | View | |
| 18912285 | Financial Autopilot | Patented | View | |
| 18914632 | Positional Ticketing | Patented | View | |
| 18239630 | Electronic Devices And Corresponding Methods For Presenting Fraud Warnings For One Time Password Exchanges | Abandoned | View | |
| 18342631 | Systems And Methods For Predicting Illegitimate Activity Based On User Marker Levels | Patented | View | |
| 17986098 | Automatic Banking Payments | Abandoned | View | |
| 18112737 | System, Method, And Computer Program Product For Scoring Using Separate Predictive Models | Abandoned | View | |
| 18755923 | Touchless Authentication Method And System | Patented | View | |
| 18630581 | Payment System Using Customer's Fingerprints | Patented | View | |
| 18052743 | Multi-Dimensional Coded Representations Of Entities | Patented | View | |
| 18649471 | Identity Information Controlled Financial Account | Abandoned | View | |
| 17757473 | Settlement Processing System , Settlement Processing Method , Settlement Processing Program, And Computer Readable Recording Medium On Which Settlement Processing Program Is Recorded, Which Make Use Of Digital Assets | Patented | View | |
| 18055599 | Smart Chip Payment Acceptance | Patented | View | |
| 17930831 | Systems And Methods For Determining Personalized Loss Valuations For A Loss Event | Patented | View | |
| 18435151 | Secure Transactions Over Communications Sessions | Patented | View | |
| 18188673 | Automated Move Money Authorization Generation | Abandoned | View | |
| 18412264 | Methods And Systems For Providing Personalized Purchasing Information | Abandoned | View | |
| 17910200 | Value-Added Tax Calculation System Using Multi-Purpose Tax Invoice | Abandoned | View | |
| 18931970 | Checkout Devices | Patented | View | |
| 16778747 | Method, Apparatus And System To Access Secure Linked Account Information | Abandoned | View | |
| 18119767 | Systems And Methods For Obtaining And Analyzing Shareholder Information | Abandoned | View | |
| 18643961 | Method And System For Asynchronous Mobile Payments For Multiple In-Person Transactions Conducted In Parallel | Patented | View | |
| 18588984 | Touchless Transaction On A Transaction Terminal | Patented | View | |
| 18533061 | Data Processing Utilizing A Digital Tag | Patented | View | |
| 18188842 | Net Financial Status Indicator For Graphical Financial Analysis | Abandoned | View | |
| 17463132 | Computer-Based Platforms/systems/devices/components And/or Objects Configured For Facilitating Electronic Check-Cashing Transactions And Methods Of Use Thereof | Abandoned | View | |
| 18942268 | Dynamic Transaction Card Protected By Multi-Factor Authentication | Patented | View | |
| 18058322 | Systems And Methods For Dynamically Switching Payment Mechanisms For Outgoing Payments | Patented | View | |
| 16990823 | Intelligent Clustering Of Account Communities For Account Feature Adjustment | Abandoned | View | |
| 18351746 | Credit Loan Control Method And Service Computing Device Therefor | Abandoned | View | |
| 18016560 | Value Transfer Apparatus, Value Transfer System, Value Transfer Method, And Non-Transitory Computer-Readable Medium | Abandoned | View | |
| 18325854 | Computer Transaction Security With Delegated Decisions | Patented | View | |
| 18048371 | Determining A Resource For A Place Based On Three-Dimensional Coordinates That Define The Place | Patented | View | |
| 15970484 | Systems And Methods For Automating Property Damage Event Response Workflow | Abandoned | View | |
| 17834683 | Method And System For Biometric Payments | Patented | View | |
| 18183460 | System And Methods For A Spatially Aware Ambient Mobile Transaction Protocol | Patented | View | |
| 18385807 | Systems And Methods For Continuous Availability Of Account Information | Patented | View | |
| 18207281 | Method And Apparatus For High-Speed Processing Of Financial Market Depth Data | Patented | View | |
| 17166710 | Electronic Methods And Systems For Processing A Declined Financial Transaction | Abandoned | View | |
| 16942513 | Data Processing Method, Terminal Device And Data Processing System | Abandoned | View | |
| 17691836 | Method And System For Refunding A Purchase | Abandoned | View | |
| 17969662 | Device Used To Scan The Form Of Identification Provided By The Customer | Abandoned | View | |
| 17515346 | Systems And Methods For Dynamic Displays Of Currency Pooling | Patented | View | |
| 18133934 | Positional Ticketing | Patented | View |
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